About & Disclosures

PlanExplainer is an independent educational website that explains health insurance in plain language.

Disclaimer

For information only. Your policy language determines actual benefits and coverage. Content is general information, not legal, tax, medical, or insurance advice. We are not an insurance company, agency, or broker. We do not sell insurance, provide quotes, or receive commissions.

Advertising disclosure

We earn revenue from display advertising and labeled sponsored links. Sponsorship doesn't affect our educational content.

Accuracy

Rules, dates and dollar limits change every year. Confirm current details at HealthCare.gov or with the insurer.

Privacy

The read-aloud feature runs entirely in your browser. Questions typed on the Ask page are answered in your browser from our FAQ. If AI answers are enabled later, this notice will be updated. Ad partners may use cookies under their own policies.