Plan Picker

1. How often do you expect to need medical care this year? Rarely (checkups only) Sometimes (a few visits, some prescriptions) Often (ongoing condition, planned surgery, pregnancy)

2. Must you keep specific doctors, or do you need care out of network or out of state? Yes, flexibility matters No, a network is fine

3. Do you mind getting referrals to see specialists? That's fine I'd rather go direct

4. Which matters more to you? Lowest monthly premium Predictable, low costs when I get care

5. Could you cover a large deductible ($5,000+) from savings if needed? Yes No

6. Is your household income on the lower side (you might qualify for extra help)? Possibly Probably not